Here’s To The Little Things That Really Add Up

Over the past few months I’ve learned how much the little things really add up. I used to flippantly spend a lot of money without even knowing it. I continually justified my purchases with “’s just a few dollars.”  I didn’t realize how much I was spending on piddly items until I started going over the bills with my husband. Here’s a list:

1) Subway-this sneaky restaurant used to eat my paycheck alive. Bag your lunch. Those $5 footlongs will take a serious chunk out of your savings if you eat at this restaurant often.

2) Soda-I’ve harped on this subject a lot. I wish I could get some of the money I spent on this product back…

3) Groceries. I cut my expenses by cooking with more beans and rice. I also reduced the amount of meat I purchase.

4) Cleaning Products. Vinegar is a lot cheaper than commercial products. I use it to clean everything except counters that have come in contact with raw meat.

5) Flippantly turning the thermostat up or down.  A few months ago I became a Thermostat Nazi.  I was shocked at the amount of cash I saved when I set the thermostat a few degrees warmer in the summer/cooler in the winter. Seriously. Our bill dropped by $60-100 per month.

Some people may think I’m cheap because I use vinegar as hair conditioner or because I get excited about good thrift store finds ( I would have thought this a year ago). I don’t really care. My husband and I are paying the bills with one income AND saving money. That’s pretty exciting.