Someone recently told me that it would cost $50,000 per year to send her twins to college (This number is based on 2013 tuition).  Yikes.  How does one ever save up for that kind of expense? Please tell me, because I am contemplating returning to school. It won’t cost me $50,000, BUT it will take some dough.  I’ve juggled the pros and cons in my head nearly 500 times.  I have not been able to answer the following questions.

1) Will a more advanced degree increase the chances I will be hired in this economy?  I work in health care.  I thought I was set for life with the degrees I already have.  I learned this was not true when I moved to a different state.

2) Will going back decrease the amount I will be able to give my future children for their advanced degrees?  Or will I be able to help them MORE because of the investment I put in my own education.

Blurg.  Such difficult questions!   I’m sorting through my decision day-by-day.

Do you plan on paying for your children’s (or future children’s) advanced education?   Did your parents help you with your degree?

How Is the New Year Treating Your Resolutions?

Yesterday, I noticed the gym was emptier than last week. Some people must have given up on their resolutions already. Wow. It only took 7 days.

I will admit that there are some resolutions I posted on this blog that I’d like to kick to the curb. For example, I decided to save $20 of MY personal spending money every month. There’s a billion things I would love to do with that measly sum of money.

If I had not resolved to save it, I would buy a new shirt or some snazzy organizational bins. I’d sample a few tasty drinks from Starbucks or a bottle of wine. Yet, what would those purchases leave me with at the end of the year? Nothing. So, I’m sticking with my promise to save….even if Target, the Mall and other sneaky businesses do entice me on a daily basis. Next year, I will have an extra $240 in my pocket. I know that is not a lot, but it’s better than nothing!

Sometimes, I need some inspiration to save. I find that reading other money-saving blogs encourage me to quit spending money. Here is a link to a blog I recently found, down$withdebt. Happy reading!

Gym Etiquette

Wondering what to do at the gym? Good! Exercise away. Just don’t commit any of the following indiscretions listed below! I’ve witnessed (or endured) some less than polite actions recently. Some cause head scratching and others teeth clenching/tongue biting. Here we go folks:

Head Scratchers

1) Is it okay to choose a cardio machine located directly next to a stranger when there is an identical unused piece of equipment located elsewhere? Personally, I like a little space. Apparently, others like to cozy right up to fellow-exercisers…hmm. Maybe they are racing me?

2) Can you brag about leg pressing an enormous amount of weight when you only bend your knees two inches? I would have to say “NO!” Although, I chuckle when I see people do this. I don’t find it amusing when these people don’t bother to put their weights away after they finish their “leg-press,” though.

Teeth Clencher

1) Is it inconsiderate to save equipment with a towel or water bottle for long periods of time? I think it is! The other day someone ran up to me and said “I still have three sets left on that cable.” I figured he was finished because he had vacated the machine. Apparently, not! I wanted to retort, “Well, I only have two.” I didn’t though 🙂

All that being said. Please exercise. It is an investment in your health and financial well-being. Just be polite!

Have you tolerated any rude behavior at the gym? I’d love to hear about it!

Why I Quit Watching What Not To Wear

I used to love watching “What Not to Wear.”   The bizarre combinations of clothes people chose before their big style transformation entertained and sometimes shocked me.  The hosts of the show, Stacy and Clinton, proved to be amusing.   They were also miracle workers. After 30 minutes of viewing I usually asked myself, “How does the person I saw at the beginning of the show now look like THAT?”

After a while, I started noticing how discontent I felt after tuning into the show.  I yearned for new pointy shoes, coats tailored for every occasion and cute yet sophisticated outfits.  I wanted to shop and buy more.  So, I stopped watching.

I still love new shoes, sweaters and every other type of outfit.  I also enjoy the mall (when it is not crazy-busy with screaming children and haggled mothers running into me), but I’m glad I don’t watch What Not To Wear anymore.  I’m more satisfied with the clothes I already own.  Someday when my future children’s education is paid for and I no longer have to worry about my mortgage…I’ll tune into their program again.

Are there any shows that make you want to spend your entire paycheck?